Vehicle Protection Plans

The Powertrain plan guards the vehicle’s drive-train components. This coverage includes the engine, transmission, and drive axle. It also includes minor components such as the water pump. 

Our Powertrain coverage plan includes the following component groups:

1. Engine

GASOLINE ENGINE – All Internal Lubricated Parts within the engine including pistons, piston rings, piston pins, crankshaft, main bearings, thrust washer, connecting rods, connecting rod bearings, camshaft, camshaft sprocket, camshaft bearings, timing belt/chain, timing chain gears, timing chain guides, timing belt/chain tensioner, push rods, rocker arms, rocker arm shafts, balance shaft, hydraulic lifters, solid lifters, intake valves, exhaust valves, valve guides, valve springs, valve spring retainer, valve keepers, valve stem seals, oil pump, silent shaft. Harmonic balancer; intake manifold; exhaust manifold; freeze plugs; throttle valve cable; engine mounts. Cases, housings, engine block, oil pan and cylinder heads are covered only if damaged by the failure of an Internal Lubricated Part.

DIESEL ENGINE – All Internal Lubricated Parts within the engine including pistons, piston rings, piston pins, crankshaft, main bearings, thrust washer, connecting rods, connecting rod bearings, camshaft, camshaft sprocket, camshaft bearings, timing chain, timing chain gears, timing chain guides, timing chain tensioner, push rods, rocker arms, rocker arm shafts, balance shaft, hydraulic lifters, solid lifters, intake valves, exhaust valves, valve guides, valve springs, valve spring retainer, valve keepers, valve stem seals, oil pump, silent shaft. Harmonic balancer; intake manifold; exhaust manifold; vacuum pump; freeze plugs; EGR cooler; throttle valve cable; engine mounts; glow plugs. Engine block, oil pan and cylinder heads are covered only if damaged by the failure of an Internal Lubricated Part.

TURBO CHARGER/SUPER CHARGER – (factory installed only) Turbocharger/Supercharger Housing and all Internal Lubricated Parts.

2. Transmission

All Internally Lubricated Parts within the transmission including torque converter; valve body; valve body shift solenoids; accumulator rings; accumulators; adjusters; bands; bearings; boost valve; center support chain; check balls; clips; clutch drums; clutch piston; clutch packs (automatic transmission only); control rings; counter shaft; detent valve; gears; governor; governor gear; output shaft; parking gear; planetary gears carrier; planetary gears; pressure regulator valve; pressure switches; ring gears; roll pins; separator plate; servo rings; servo sleeves; shift forks; shift shafts; shift valves; shifter shaft; snap rings; sprags; springs; sprockets; stator shaft; sun gear shell; sun gears; synchronizer hub; synchronizer key(s); synchronizer ring; synchronizer sleeves; synchronizer springs; synchronizer(s); transfer shaft; transmission mounts; transmission mount bushings; drive axle shafts; constant velocity joints; flywheel/flexplate; transmission cooler; oil lines; detent cable; detent cam; detent cam spring; front pump; front pump gears; front pump guide rings; front pump vanes; range selector cable; retainers; side cover; vacuum modulator; external switches and solenoids; electronic controller; speed sensor; speedometer cable; neutral safety switch; auxiliary valve body; modulator valve; parking pawl; and speedometer drive gear. Transmission cases, housings, and transmission oil pan are covered only if damaged by the failure of an Internally Lubricated Part.

3. Transfer Case

All Internally Lubricated Parts within the transfer case including main shaft; output shafts; bearings; drive sprocket; synchronizers; planet carriers; shift forks; and chain. Transfer case is covered only if damaged by the failure of an Internally Lubricated Part.

4. Drive System

FRONT WHEEL DRIVE/REAR WHEEL DRIVE –All Internally Lubricated Parts within the drive axle/transaxle assembly including differentials; ring gear; pinion gear; pinion bearings; axle bearings; axle races; axle flange; carrier bearing; center bearings; differential carrier; drive axle bearings; pins; retainers; shims; side gears; slip joint; spider gears; pinion flange; U joints; axle shafts; CV joints; drive axle; drive shaft; flex disc; half shafts; hub bearings; wheel bearings; yokes; lock ring, and lock nuts. Drive axle housing is covered only if damaged by the failure of an Internally Lubricated Part.

FOUR-WHEEL DRIVE/REAR WHEEL DRIVE –All Internally Lubricated Parts within the drive axle/transaxle assembly including differentials; ring gear; pinion gear; pinion bearings; axle bearings; axle races; axle flange; carrier bearing; center bearings; differential carrier; drive axle bearings; pins; retainers; shims; side gears; slip joint; spider gears; pinion flange; U joints; axle shafts; CV joints; drive axle; drive shaft; flex disc; half shafts; wheel bearings; yokes; lock ring; lock rings; automatic locking hubs; manual locking hubs; hub bearings; four-wheel drive actuator motor; front axles; front drive shaft; and four-wheel drive engagement switch. Drive axle housing is only covered if damaged by the failure of an Internally Lubricated Part.

5. Seals and Gaskets

Seals and gaskets of covered components designed to prevent the loss of necessary coolants, lubricants, and fluids are covered. Coverage will expire when Your Vehicle reaches 150,000 miles as indicated on the Vehicle’s odometer or the expiration of the Coverage Term of this Agreement, whichever occurs first. After 150,000 miles, seals and gaskets will be covered only if required in conjunction with a covered repair.

Powertrain + protects your future at a reasonable cost. This plan covers all of your vehicle’s major systems, including the engine, transmission, drive-axle, air conditioner, electrical, steering, and more. These major systems are the primary pieces that keep the vehicle on the road.

Our Powertrain + coverage plan includes component groups 1 – 14. This means that groups 1 – 5 as described in the Powertrain plan are included, as well as the following component groups 6 – 14:

6. Air Conditioning and Heating

Heater core; blower motor; air conditioning compressor; clutch and/or pulley; condenser; evaporator; receiver dryer; orifice tube; expansion valve; accumulator; high/low cut-off switches; cycling switch; power module, controller and relay; dash control unit/temperature control programmer; heater control valve; idler pulley; idler pulley bearing; serpentine belt tensioner; electronic temperature control sensors; temperature sensor internal; and ambient temperature sensor.

7. Cooling System

Water pump; belt tensioners; radiator; thermostat; oil cooler; cooling fan clutch; cooling fan electric motors; fan blade assembly; and coolant reservoir sensor.

8. Fuel System

GASOLINE FUEL SYSTEM –Fuel tank; fuel sending unit; fuel pump; fuel injectors; fuel injection rails; fuel pressure regulator; metal fuel lines; throttle body; idle air control solenoid; idle air control motor; and warm up regulator.

DIESEL FUEL SYSTEM –Fuel tank; fuel sending unit; fuel pump; high-pressure fuel pump; lift pump; accessory vacuum pump and injector pump; fuel injectors; fuel distributor; fuel pressure regulator; fuel/water separator; metal fuel lines; throttle body; idle air control solenoid; idle air control motor; and warm-up regulator.

9. Electrical

Alternator; voltage regulator; distributor (excludes cap, rotor and spark plug wires); distributor shaft; distributor bushings; distributor gear; distributor housing; horns; oil pressure sending unit; engine management sensors; all wiring harnesses; ignition coil; ignition module; ignition switch; ignition lock cylinder; main electronic control unit; powertrain control module; transmission control module; body control module; anti-theft system; anti-theft system switches, sensors and siren; starter motor; starter solenoid; starter drive; convertible top engagement switch and motor only; cruise control module; cruise control switch; cruise control cancellation switch; cruise control resume switch; power door lock actuators; power door lock solenoids; head lamp door motors only; primary instrument cluster; electronic driver information display, display module and power supply; dome and map light assemblies; power seat motor and transmission; seat heater assembly; brake light switch; defogger switch; rear defroster; headlight switch; power mirror switch; sunroof switch; back up light switch; turn signal switch; washer pump switch; window switches; wiper switch; trunk lid release switch; trunk lid release activator and motor; washer pump motor; windshield wiper motor; rear wiper motor; headlight wiper motor; power window motor; power window gear; power window regulator; power window lift tape; safety restraint system; air bag; air bag control module; air bag sensors and switches; impact sensors; and illuminated visors.

10. Suspension

Upper and lower control arms; control arm shafts and bushings; radius arm and bushings; trailing arm; track bar; stabilizer shaft, links, and bushings; upper and lower ball joints; torsion bars; torsion bar mounts; torsion bar bushings; coil springs; leaf springs; steering knuckles; strut bar; strut mounts; strut bushings; strut and strut inserts; spindles; steering dampener; electronic height level sensor; electronic height level controller; electronic height level air compressor; compressor relay; mode switch; wheel bearings; and wheel seals.

11. Brakes

Brake master cylinder; brake power assist boosters; brake power assist valves; disc brake calipers; bleeders; brake adjusters; backing plates; brake pedal apply pin; wheel cylinders; combination valve; proportioning valve; metering valve; brake hydraulic lines and fittings; vacuum and fluid reservoirs; hydro boost unit; parking brake cable; pressure differential switch; brake fluid level sensor; residual pressure check valve; return spring; self-adjuster mechanism; springs clips and retainers; parking brake lever; and parking brake ratchet assembly.

12. ABS System

ABS booster; ABS pump/motor; ABS control processor; ABS dump valve; ABS sensors; ABS solenoids; ABS electronic control compressor; ABS hydraulic control unit; ABS modulator valve; ABS compensating valve; and ABS accumulator.

13. Steering

Steering gear; rack and pinion; rack and pinion mounts and bushings; power steering pump; power steering hoses and couplings; power steering cooler; steering main and intermediate shafts; steering column; steering column bearings; steering column couplers; electronic power steering motor; steering box; pitman arm; idler arm; tie rods; drag link; tilt wheel mechanism; rack bellows; center link; control valve; and relay rod.

14. Seals and Gaskets

Seals and gaskets of covered components designed to prevent the loss of necessary coolants, lubricants and fluids are covered. Coverage will expire when Your Vehicle reaches 150,000 miles as indicated on the Vehicle’s odometer or the expiration of the Coverage Term of this Agreement, whichever occurs first. After 150,000 miles, seals and gaskets will be covered only if required in conjunction with a covered repair.

The Comprehensive plan provides a very extensive level of stated component coverage. This coverage protects a vast amount of your vehicle's components. The coverage ranges from the major components all the way down to the vehicle’s switches and much more.

Our Comprehensive coverage plan consists of component groups 1 – 17. This includes groups 1 – 5 as described in the Powertrain Plus plan, groups 6 – 14 as described in the Powertrain + plan, and groups 15 – 17 below.

15. Audio

(Factory installed only) AM radios, AM/FM radios, satellite radios, antenna motor, cassette players, CD players, and CD changers (excluding speakers and graphic equalizers).

16. Hybrid System

IMA control unit for battery; IMA control unit for electric motor; junction board assembly; IMA motor stator assembly; IMA motor rotor assembly; PDU unit (pre-driver); and PDU converter.

17. Entertainment and Navigation

(Factory installed only) DVD players, VHS players, and navigation equipment. 

The Total Exclusionary level coverage is the highest level of coverage available. This coverage is usually referred to as "full coverage" or "bumper-to-bumper" because it covers all of your mechanical and electrical repairs except for a small list of exclusions commonly considered routine maintenance.

Our Total Exclusionary plan covers all vehicle components except those listed below:

• Any component listed in the section of the Coverage Details document entitled “What is Not Covered”
• Any equipment not installed by the manufacturer
• Anti-theft systems
• Battery
• Body panels
• Bolts/nuts/fasteners unless needed in conjunction with a covered repair
• Brake lining and brake pads
• Catalytic converter
• Coolant hoses and drive belts
• Drums and rotors except when damaged by a covered part
• Exhaust system
• Glass and any treatments or chemicals related to any glass
• Lenses
• Light bulbs
• Manual transmission clutch components
• Moldings/weather strips
• Paint
• Passive or active safety and restraint systems, and any sensors and/or components related to those systems
• Radio/speaker equipment
• Remote controls, key fobs or keyless components
• Sealed beams
• Sheet metal bumpers
• Shocks and struts
• Spark plugs and wires
• Suspension airbags
• Telephones, satellite services or systems
• Televisions
• Tires/wheels/wheel covers
• Trim
• Upholstery/convertible and vinyl tops
• Video entertainment and/or gaming systems
• Wiper blades
• The components described in the vehicle’s Manufacturer’s Maintenance Schedule when such components are repaired or replaced as part of routine or manufacturer-recommended maintenance